insurance is more exspensive over here.if i was to get insurance from england it may be cheaper but would take a long time to come through if i had an accident or needed to claim.i dont mind payin wat i pay as long as i can drive a decent car.my mum is under my name too.brought it down slightly.im actually wif zurich,a broker here is contracted with them.im hoping itl drop around £1000 cuz iv never had a claim and no points.touch wood!!!