There are a lot of things that influence the price of your insurance. For example, if you are a novice driver, you will need to pay twice more for an insured car if you are an older person or have some disabilities. You can find more information about this on moneyexpert.com. In some countries, the price of insurance also depends on your gender. I think this is very funny. But in my opinion, I agree only with the fact that if you have less experience, you will need to pay more for insurance, because there is a higher chance that you will get in an accident.